When do you need your money?
Once I have a clear understanding of what’s really important to you, I’m ready to help you achieve your longer-term goals. My financial modelling process (also known as cash flow modelling) helps me do this.
There are three key key elements to this stage:
Data mining – this is when I focus on the detail, I identify all your assets, incomes and expected expenditures
Modelling – sophisticated software is used to visualise how your money is both received and allocated to various milestones throughout your life
Refining – review and adapt as your life progresses, stages are met and stages change
At the end of this stage I will have identified a financial plan that ‘lives and breathes’ and will underpin your life, reassuring you of what is required to meet your cost of living.