Financial Advice

How is your financial future to be achieved? 

Advising on the most appropriate solutions that fit to your life plan & needs 

Building or preserving capital - investments/pensions, cash management 

Protecting you and your family – life and health insurance 

Borrowing – standard or investment backed mortgages and inter-generational solutions 

Tax planning - ensuring tax efficiency is maintained throughout - Our approach to tax planning is simple: if we can save you tax, then this is an immediate return on your capital. With such a close link between financial and tax planning, it’s essential that we have a detailed understanding of both.

Wealth Management – what risk do you need to take with your capital to reach your goals and what level of return we need to target 

Legal and estate administration services – Will writing*, Lasting Power of Attorney* services as well as estate and probate administration services. 

The value of an investment with St. James's Place will be directly linked to the performance of the funds selected and the value can therefore go down as well as up. You may get back less than the amount invested.

The levels and bases of taxation, and reliefs from taxation, can change at any time. The value of any tax relief depends on individual circumstances. 

*Will writing and Powers of Attorneys involve the referral to services that are separate and distinct to those offered by St. James's Place and are not regulated by the Financial Conduct Authority. Your home may be repossessed if you do not keep up repayments on your mortgage.